Tracey Chandler - Buyers Agent

Your Exclusive Buyers Agent -

Specialising in Sydney's Eastern Suburbs 

and Lower North Shore

0416 100 839

tracey@tcba.com.au

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Archives

Buying A First Home Remains A Possibility

December 30, 2013

first home buyersStrong investor activity in the First Home Buyer segment means that the dices are loaded against that 28% population which is yet to own a home. Already, they are feeling ‘hammered’ auction after auction and to add to their plight, media is pronouncing the last decline of the first home buying fraternity, guided by statistics which show lowest level of FHB activity this quarter since the time records are being maintained.

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Tagged: first home buyers, sydney property market

How Do Most Home Buyers Evaluate Homes?

December 20, 2013

energy efficient homesI read an interesting piece on the website realestateview.com.au. I will go on to say that most of the findings the article talks about is  in sync with my expectations. The article is about the aspirations of buyers when they are searching for a home.

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Tagged: first home buyers, home valuation, how to buy a home, property valuation

NOW Is The Time To Buy Your First House

September 24, 2013

first home buyersOver the years I have advised many first home buyers as to the right time for purchasing a home. In many cases I have found them really apprehensive and overcautious. This stratum of buyers does not trust itself too much. First home buyers readily assume that they should take the property plunge only when they have enough in their kitty. Nothing could be farther from truth.

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Tagged: first home buyers

The Full Roadmap To Your First Apartment

August 23, 2013

apartment SydneyThe process of buying your first home may involve an amount you have never spent in your life; a kind of cost which makes diligence doubly necessary.

Ideally, you should be observant about every little detail. Let me take you through the different areas which may turn into pitfalls on a later day if left un-negotiated.

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Tagged: first home buyers, how to buy a home

Superannuation Concessional Cap Raised By $10,000

August 7, 2013

The salary you sacrifice will reap super dividends for you and more quickly so if you are nearing 60 or already over it, reports Noel Whittaker for “The Observer”.

The superannuation concessional cap has been raised from $25,000 a year to $35,000 a year. So what does it mean in practice? You know that your employer is expected to put 9.25% of your yearly salary into your superannuation fund.

For somebody earning $100,000 a year, this amounts to only $9,250 so additionally that employee can now put $25,750 instead of $15,750 (which would have been the case had the concessional cap remained at $25,000) into his super.

While the salary he sacrifices definitely reduces his ‘take home’ (short-term loss) but the boost his superannuation fund gets outweighs the loss in “take home’ as well as the taxes he needs to pay on the contribution.

In this regard, Transition to Retirement (TTR) pensions can also come handy.

You can read the original article here.

Tagged: first home buyers

All You Need To Know Before Buying A Home

August 3, 2013

tips for buying homeGetting a nice home for oneself is like completing a major part of the happiness ‘Jigsaw’. But the nicety and persevering beauty of your home will depend upon how you follow these home buying tips.

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Tagged: first home buyers, how to buy a home

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