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Researching on the right property is not an easy task because there are so many things to keep in mind. Before everything else, you have to think about your budget and also the point to which you can stretch yourself. Then you must also think about the location of the property. Due diligence, indeed, is the cornerstone of buying a good property.

Interest rates have come down significantly and those investors who have been in the game for a long time will vouch for how things had been a decade ago. In fact, fixed-rate loans they booked a decade or so ago still cost them a relative fortune in mortgage repayments when they compare them to certain other properties they bought a year or two ago.

With age comes maturity and the need to engage in pursuits that clear the road to the future. Smart players diversify their portfolio so that they can 1) reap the benefits of a well-spread investment plan and 2) withstand market fluctuations that erode a particular investment niche (shares or bonds or properties for example). There is a general consensus among investors that real estate is the most sought after niche for expansion of investment portfolio. I feel there are good reasons for believing the same.

When you invest in a property, the idea is to prefigure how enticing it will be to the tenants of the prevailing market and if it will satisfy the requirements of hordes of investors and owner-occupiers if you need to sell it over a short term. While there is no denying the trend, it may not be wise to overlook the present tendency of buyers to hold out long. The only concern they have is whether their asset will register a decent inflation-adjusted capital growth when it is finally time to sell. In this context, the word demographics will be heard of a lot more in the years to come.

In the public perception, property investment has always trumped investment in shares. Perhaps it is a psychological thing or maybe it can be attributed to the ease with which we can relate to the real estate market. Whatever the case may be, there has been a definite inclination towards “brick and mortar”, so to speak.  However, this is not to say that the share market is not proliferating and we are not growing up as share traders in our own rights. It is just that the love for property investment beats other pursuits. Let us take a look at a few reasons why this is the case.

Property investors often get confused while choosing between a new property and an established one. There is no dearth of advisers giving reasons in favour of either of them. No matter how hard pressed I am to concede otherwise, I will always root for established properties, and I have good reasons to do so.